Factoring: The Financial Tool Revolutionizing the Colombian Market

Factoring has gone from being a little-known option to becoming one of the most effective and strategic financial solutions in Colombia and around the world. This tool allows companies to negotiate their accounts receivable before their due date, transforming how organizations manage cash flow and access immediate liquidity.

Photo: Eng. Oscar Mauricio Moreno, Director of Consulting and Co-founder of F&M

According to a recent article by Portafolio, factoring has become especially relevant among small and medium-sized businesses, as it offers an efficient solution to financing challenges without the need for debt or collateral.

👉 Read the full F&M article in Portafolio

Why is Factoring gaining popularity in Colombia?

• Immediate liquidity: Companies can receive funds within hours, without waiting for invoice payments.

  
  

• Sustainable growth: Improved cash flow enables investment in new projects, operations, and expansion.

  
  

• Alternative to traditional credit: Unlike bank loans, factoring doesn’t create debt and is more accessible for companies without a solid financial history.

eBill Factoring: Technology serving your finances

At F&M Technology, we created eBill Factoring, a 100% digital, secure, and efficient platform that allows companies to manage the negotiation of their electronic invoices quickly, safely, and with just one click.

Our solution is designed to easily integrate with your accounting processes, connecting buyers, financial institutions, and ERP systems like SAP in an automated environment.

“It’s not just about liquidity. It’s about transforming how your company grows, operates, and projects itself.”

Join the new era of smart financing

If you're looking for a reliable, fast, and hassle-free alternative to boost your finances, eBill Factoring is for you. We are committed to supporting you with world-class technology and specialized advice so you can make strategic decisions with real-time information.

🚀 Boost your finances with F&M Technology and be part of the change that’s driving the global market.